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Refinance Student Loans

Higher education comes with a high price, and most grad students do not have the cash not only to pay for graduate school upfront but also to pay for food, housing, medical expenses, etc., during graduate school. Some grad students may have decent jobs before they start graduate school, but many graduate students have to cut back on working to meet the rigorous demands of their graduate study. Luckily, there are many options to help graduate students pay for grad school, options which include student loans, stipends, and grants. You can use the information in this article to learn more about refinancing your student loans that helped you to pay for graduate school.

Some students choose to refinance student loans to reduce their student debt and monthly loan payments. Students can refinance their loans through various ways, such as consolidation.

Students should consider several things before refinancing student loans. For example, federal and private loans should be refinanced separately. Federal loans have lower interest rates than do private loans because government lenders know that students’ incomes will increase as they continue their educations. Consolidating federal loans with private loans when refinancing will raise interest more so than if the loans were refinanced separately.

Consider Your Credit Score

Students should have good credit scores before they refinance student loans. Bad credit scores will affect interest rates for refinanced loans. Before refinancing, students should review their credit reports and try to fix any problems. After they have fixed any problems with their credit scores, students should request quotes from different lenders to determine which lender would offer the best interest rates for the refinanced loans. Interest rates tend to change around July 1 every year, and though interest rates are currently low, changes in the economy can cause sudden changes in those rates.

Different lenders have different qualifications to refinance student loans. Most lenders do not allow the refinancing of loans that are currently paying for education. Some lenders require minimum balances of varying amounts to qualify for refinancing. Students should research these qualifications before refinancing.

Weigh Interest Rates vs Monthly Payments

Refinancing can either lower interest rates and monthly payments on student loans or redistribute the payments over longer periods. Lowering interest rates prevents long-term payment increases, and lowering monthly payments decreases short-term payments. Redistributing the payments over longer periods of time makes each payment more manageable but increases the overall balance of the loans because of interest.

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The Current Range Of Teaching Assistant Courses Explained

In the UK Teaching Assistants are still not officially required to hold any formal qualifications. However, in reality most schools now only fill new Teaching Assistant posts with qualified people. This means completing a Teaching Assistant Course is a good move.

Finding the correct Teaching Assistant course for you takes a little of your time and some careful research. There are 2 main kinds of Teaching Assistant courses available. They are divided up into work related or work based courses, a subtle but important difference. Which course you can take depends on your personal work circumstances.

The NVQ courses are all work based. To qualify to do an NVQ course you need to currently be working in a classroom, in an assistance role. You will also need to find a teacher or a similar person to act as a mentor for you. Your role at the school need not be a paid role you could just be working at the school as a volunteer.

Instead of taking an NVQ course you could choose to take a BTEC course instead. Like the NVQ a BTEC course is work based, so you must be working in a classroom to complete the course. There are 3 levels of BTEC course, which is right for you depends on your current level of responsibility and how experienced you are. In order to take a BTEC course you usually need to have passed a few GCSEs or equivalent qualifications.

There are several other Teaching Assistant Certification or Diploma courses that do not require you to be currently working in a classroom. These are considered to be work related courses. You can take these courses remotely without stepping foot in a classroom, however at the end of most of these courses you are usually assessed in a classroom environment.

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How To Ace College Scholarship Interviews Easily

College scholarship is a big deal for most students who really want to attend college yet do not have the financial resources to do so. The amounts offered by various college scholarships differ and most scholarships that offer the highest payout require that its applicants undergo at least one, if not a series of, interview.

One mistake that most students commit during their college scholarship application is failing to prepare for the interview. Yes, they have filled out the college application form in detail yet, they do not realize that its the interview that really counts. So, how do you prepare for the interview? Here are some tips:

Practice your interview skills by simulating the interview. Ask your friend or roommate to act as the interviewer and ask you a couple of questions. Interview questions can vary from your academic achievements to your extra-curricular activities. You can search online for possible questions that might be asked during your college scholarship interview.

Never be late for a college scholarship interview. One way to assert yourself and show that you are serious about getting the scholarship is by being on time. Arriving on time creates a good impression and, whenever possible, arrive a couple of minutes early.

Watch yourself during the interview. Be very conscious and avoid being fidgety as this may make you look nervous. It would be best to sit still and maintain eye contact all throughout the interview yet not appear to be too frigid. Whats important is that you project a calm posture and appear professional.

You need to dress appropriately for the interview. You are not expected to wear very formal clothes but smart casual can always do the trick. For men, a suit and tie would always be appropriate clothes for a professional look while a dress or skirt with a fitting shirt or blouse would be perfect for a young lady. Avoid wearing clothes that easily wrinkle and, of course, make sure that they are clean and free of any stain.

Other than being aware of what you wear and how you project yourself, it would also be good if you are conscious of what you say. If you are faced with a question that you cant answer, you can simply say that you dont know rather than faking an answer which may be obvious to the interviewer. Remember, college scholarship is not just about what you know, but also about having the courage and honesty to accept things that may be beyond your comprehension.

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Buy Your University Degree Online

A college degree is becoming an even more disparaging fundamental of success in most fields these days. Your degree is very distinctive since that will denote the mastery of a body of knowledge. This is also personifying the level of dedication to your profession. Even in an occupation where a college degree is not essential, buy university degree online can accumulate you with talents and make you more competitive than others. This will lead your way to achieve a great success by magnifying your earning aptitude.

It is common for all who are already engaged to a fulltime work, to join a regular college or course, because they dont get enough time for this. In this case, you must search for how to get free online college degree option. Better to buy a degree from an online accredited university and here you will each and every type of degree like accredited bachelors degree, life experience bachelor degrees, accredited master degree, accredited PHD degree, and many more.

You can earn a recognized degree from a well-known university or college online or accredited master degree, even if that school is across town, across the nation or across the world. All you need is the desire to succeed. Your lifelong learning may have placed you at a Bachelor, Masters or even Doctoral (PhD) level, yet you may be seeking betterment or buck along trying to find or converse a job with no formal degree at all. The harsh reality of today’s life in the real world is that a valid University Degree has become a prerequisite for career growth and opportunity. And lastly to get a free online college degree you research the colleges and universities that offer online degree programs. Look at the course requirements as well as tuition costs.

The reasons why people choose online for study are many, such as learn on your own timetable, No traveling to college grounds, Study at home, Study at your own swiftness, 24/7 Courses availability, Download or Read your materials online, and many more. So buy a degree from an online accredited university to increase your job possibility.

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Home Schooling Education

A home schooling education is a prized asset to anyone’s background. It demonstrates independent work completed in a timely manner, often reflecting an education well above the average education level of that from a public or private school.

A home schooling education most often involves well thought out planning and instruction from a loving parent or guardian who’s gently guided the child through many series of targeted lessons. The lessons have covered in-depth information on not only main topics of focus as required by the local laws by often much more advanced training with onsite visits at local industry establishments and interviews with their company workers as part of the lessons.

The more customized and in-depth lessons learned by those with home schooling education provide a much more well-rounded real-life education for after high school years. While their peers from public and private schools battle learning good independent life skills, work and study habits, their home schooling peers already excel in those areas, for example.

The child’s home schooling education has included plenty of socialization within peers groups of other home schooled children and children who attend their local churches, on average. Plus home schooling education means an average of 3 children or more per household, so others to play with, plus neighborhood children, library groups, etc.

Grades, maturity levels and college work / study habits of those who have had a home schooling education are on the whole at more advanced levels than those of their peers in public and private schools. Those educated at home with a more Christian approach, especially, tend to not have dealt with the negative issues like early sexual activity and pregnancy, substance abuse, neglect, abuse, etc. as witnessed in their public and private school peers. And those with a home schooling education are accepted more often in universities and colleges, often having had scholarships offered, too.

While public and private schools have time-tables for sessions, breaks, months to complete lessons, etc., home schooling education offers a much more flexible training program. It can go with families when they travel, take breaks, are transferred for work / military or other reasons. And home schooling education offers much more flexibility with materials; books, online learning, non-violent materials, Christian materials with incorporated religious training and daily activities, etc.

In summary, a home schooling education can offer a very valuable asset. Anyone interested in giving their child or children a head start in life, a solid foundation for learning and growing should delve further into the subject.

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No Time To Go Back To School Try An Online Education

We are so accustomed to seeing college students go to school and obtaining their education the standard way that it is often a big surprise for most of us why online degrees are now being offered. Regardless of whether wed believed that only non-conformists would turn to such actions, we are wrong.

Did you even realize that online education programs are a hit? Many individuals find this program much better than the regular way to go to school because of its comfort. Because of this incredible convenience, online education is very popular among the young and old.

Besides the expenses saved through the lack of commuting, textbooks, childcare charges, or materials, online courses are the very essence of comfort. When others wouldn’t want to just sit in front of the computer and lose the chance of a classroom conversation, other people prefer to study in comfortable clothing, in the comfort of their own home.

All in all the view regarding the efficacy of the online educational system is subjective. However, the latest studies have actually proven that acquiring an education this way is a great solution for the working person, trying to be successful in all possible areas of his life family, career and finances.

Why else is online education a hit? Just about anyone even mothers can easily benefit from the system. Now, far more stay at home parents are presented the option to pursue their desired degree without needing to give up their time for their children. It enables parents a way to balance work, school, and family.

One of the best results of this system is to be able to multi-task. No time is actually ever lost because you will truly be taking advantage of your entire day. You can be part of your childs life and enjoy his or her progress while furthering your own intellectual progress.

A lot of people have a problem handling their time and resources. No matter whether this has been an option before, now, online education lets them manage both. Most people can work to repay their education costs. Almost nothing should be sacrificed for the price of an excellent education.

You will find that lots of individuals who are attending college and also working are still able to enjoy a whole day’s work. That is because online education will provide you with a way to do both. This method gives them the education needed without tiring them with commute from work to college and vice versa. Furthermore, it enables people to make the most of their time.

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Bright career prospects with Yoga Teacher Training

Yoga Certification programs conducted in European countries have gained a momentum in the last decade. As increasing number of people are now heading to Yoga for numerous health benefits the demands of certified Yoga instructors is growing tremendously.

Yoga is a traditional form of exercise that includes certain postures and movements. Two most important advantages of practicing Yoga are prevention of disorders and ailments and maintenance of health and fitness in daily life. Other methods of exercises like gymnastics, athletics, aerobics, games, and various other forms are not as good as Yoga when it comes to the results. Due to all these reasons more and more people are referring to Yoga for treating ailments and living a healthier life. Especially in the western countries, an increasing number of people are joining Yoga classes for achieving healthier mind and body.

The Yoga Teacher Certification programs conducted at numerous camps are in huge demand across the country. Owing to the increasing demand of certified Yoga teachers and the bright career prospects, Yoga Instructor Certification programs are attended by numerous individuals wanting to learn and teach Yoga. Those who have completed Yoga Teacher Training program can setup a successful career by teaching Yoga to the people. Another advantage of working as a certified Yoga instruction is that while teaching Yoga to the students, one also practices all the postures and stretches himself/herself. Thus you can maintain a healthy lifestyle for yourself while sharing the benefits of Yoga with others and earning money in the process.

After attending a certified Yoga Teacher Training program you can start your career as a Yoga teacher. All you need to do is rent a studio, inform people about your yoga classes by advertising, and start taking classes. If you can’t find a place to rent, you can approach the high profile clients, who prefer to take classes at their own place. This way you can also save the investment that is required to rent a studio and continue teaching Yoga without actually investing a penny from your pockets. There are several such high-end clients who would love to learn Yoga from someone with Yoga Instructor Certification. You can approach your friends and family to refer you name to their colleagues and friends and kick-start you career.

If this article has inspired you and you have decided to join a Yoga Certification program from a reliable and genuine source then you can refer to healthandyoga.com. The website is a complete Yoga information Bank that also conducts Yoga Teacher Certification programs. Besides this, it also offers holiday packages in Yoga retreats, and provides Yoga products like neti pot, mala beads and enema equipment, etc.

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Student Loan Debt Threatening to the Economy

As many are all too aware, student loan debt has been skyrocketing in the recent past, rising above $1 trillion and becoming the number one source of debt in America. With the average college graduate owing $40,000 in student loans, and with interest rates held at artificially low levels only through 2015, some believe there is a student loan debt bubble that looks much like the housing market bubble of 2007 – 2008. As for what there is to be done, arguments abound, but no one seems to have all the answers.

Why Student Debt is Potentially Harmful

According to many bankruptcy lawyers, a huge problem with student loan debt is that it is not dischargeable in bankruptcy. Once you agree to take a student loan, you are saddled with this debt for the foreseeable future, and without the protections offered to consumers who take on other forms of debt, such as medical debt or credit card debt. In other words, going to school is a riskier investment in many ways than buying encyclopedias with a credit card and teaching yourself.

Bankruptcy lawyers see the student loan debt situation as a bubble comparable to the housing bubble because of its artificial nature. Essentially, the federal government is comfortable approving near-infinite amounts of student loans, because they make nearly $20 billion per year on the interest, penalties and fees associated with these loans. As stated by the bankruptcy lawyers, these loans are not dischargeable in bankruptcy, and the government is able to collect even from defaulters using the powerful tools at a powerful government’s disposal. So it is in the government’s best interest to continue approving student loans and extending credit to all who ask for it.

In turn, this (for all intents and purposes) infinite amount of available credit allows universities to raise tuition prices at exponential rates (according to some sources, tuition rates have been rising at three times the rate of inflation), resulting in an artificially high cost of education which can only be covered by taking out more federal loans, a cycle which could continue ad nauseam.

Many people have proposed alternatives to this cycle, which some see as a scheme and some as a nearly-criminal system of predatory lending; most involve forcing the government to stop making credit universally available, which would then force the cost of tuition down as higher education became subject to the competitive pricing of a free market. There are dangers in that, however, as there will be a transitional phase in which many potential students may be unable to obtain funding for university education. It is a thorny tangle and will take a lot of hard work to sort it all out.

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Scholarships just for Working Mothers – What exactly is Attainable for You

If you are a working mom and you really are tired of struggling then you will find there’s cure for you personally that may change your entire personal life about. We are all aware that higher education is definitely highly-priced. A large number of working mothers definitely would not perhaps even think of moving back to school since they suppose they’d under no circumstances be in the position to afford it. Now you can! You can find scholarships accessible for mums in order that they could resume higher education.

Working moms sacrifice a lot. Funds are tight and they usually do not even consider expending this money on themselves. But now is the time to do something great for your family unit.

You are able to return to education and another person can assist you to pay for doing this. You’ll find college scholarships and grants available for moms to help you pay for schooling. The government provides quite a few scholarships and awards for females with families who would like to get back to schooling. Speak to your local government agency to acquire more information.

Additionally, visit the community college campus for further scholarships to apply for. There’s a lot of scholarships and grants accessible which are especially for moms who work. Its easier than you imagine. You simply need make an application and they’ll advise you.

The good thing is the funds are free of cost for your college. You’ll never be forced to pay that back again. The funds will go towards all expenditures linked with education; text books, teaching, travel, etc. Another great thing is you may perhaps be entitled to more than one scholarships for women. Think of exactly how much your life including your family’s life would greatly improve when you go on with your own training.

With a new, increased paying line of business you will not solely be creating a much better life for the loved ones but you could well be setting a great example for the young children. You’re going to make them learn priceless life lessons. They’ll learn how to in no way give up upon a dream and that working hard pays off. They’re going to realize precisely how necessary a superior education happens to be. They’ll identify that they do not really have to struggle.

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Watch the Most Profound Student-Teacher Relationship on Naruto Shippuden episode 190

The most intriguing part of the ongoing season of the series is without a doubt, the relationship that weve seen developing between Naruto, and his tutor, Jiraiya. To see more of this relationship, be sure to catch up with Naruto Shippuden 190. The episode will be entitled Naruto and the Old Soldier, and will see another lesson being learnt by Naruto as he moves a step forward to the end of his tutelage with the Grand Master, Jiraiya.

Theres no doubt that the relationship that weve seen weaving between these two characters on the Naruto Shippuden series is something that weve never seen anywhere except on the episodes of this brilliant anime. While many more relationships are often explored on regular TV series, its rarely that the teacher-student relationship is paid heed to. But the Naruto Shippuden episodes have gone on to break all conventions, and have made us delve deep into this profound relationship, making for an extremely riveting watch.

While Naruto has proven himself to be the paragon of a perfect student, Jiraiya is no less when it comes to being an ideal teacher. It can be rightly said that its impossible to find any other teacher who can even come close to matching this teachers prowess. If youre thinking that thats an overstatement, then you must not be aware of the magnificence of this teachers abilities.

Well, read on as I tell you more about them. To start with, what makes Jiraiya stand in a class apart, is the status of Toad Sage thats been granted to him. While the sage part is quite understandable considering his immense wisdom and talent, the toad part is what some may find little baffling.

The attachment of the word toad to this character comes from the fact that hes been trained by toads to utilize their secret arts. But thats not where it ends. Jiraiyas strength lies in the fact that apart from using these powers, hes also granted the privilege of being able to summon the toads during war.

If you wish to see the vigor of this character being put into play, then dont forget to get a Naruto Shippuden episode 190 download right when its available. This upcoming episode of Naruto Shippuden will see Jiraiya exhibiting his expertise as he further trains Naruto. With this training nearing an end, Naruto stands at just a stones throw away from perfection.

Episode 190 of the series will witness the finishing touches of his intensive training, and will mark the emergence of an all-new Naruto who will be well equipped with all the skills that he will need to gain victory over his foes. Dont forget to watch Naruto Shippuden episode 190 online if you miss it on TV.

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Recruitment For Non Teaching Staff In Central University Of Punjab (Bathinda)- 2013

Recruitment For Non Teaching Staff In Central University Of Punjab (Bathinda)- 2013 GOVT JOBS PORTAL

Job Description: Non Teaching Staff In Central University Of Punjab Bathinda Applications are invited for the following post: Name of Post: Finance Officer er

Deputy Registrar

Executive Engineer

Deputy Librarian

Hindi Officer

Medical Officer

System Officer

Internal Audit Officer

Public Relation Officer . No. of Post: 1

2

1

1

1

1

1

1

1 . Pay Scale: As per Market Value . Complete Detail of Name of Posts , No. of Posts and Salary Packages , Click Here Age Limit: N/A Eligibility: Kindly Click Here for complete details. Application Fee: Rs. 500 for (General/OBC) & Rs. 250/- for (SC/ST/PH) but for those posts whos GP Rs. 4200 or above. and Rs. 300 for (General/OBC) & Rs. 150/- for (SC/ST/PH) but for those posts who’s GP is less than Rs. 4200. How To Apply: Full Detail : www.govt jobs portal.com Last Date : 01-03-2013 Address: Central University of Punjab ,P.O Box 55, Bathinda (Punjab) – 151001 Contact No. 0164 224 0555, 243 0586 City : Bathinda State : Punjab

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Recruitment For Probationary Officers (PO) In SBI -2013 GOVT JOBS PORTAL Job Description: PROBATIONARY OFFICERS PO IN STATE BANK OF INDIA -2013 Govt Jobs Applications are invited for the following post: Name of Post: Probationary Officers. No. of Post: 1500 Pay Scale: N/A Age Limit: 21 – 30 years (As on 01-01-2013) Education: Applicants should have a Graduation in any Discipline or Equivalent from recognized university. Qualification: Graduation Application Fee: Rs. 200/- for General and others candidates Rs. 50 for SC/ ST / PWD . Candidates will have to paid an Application fee through online mode like credit card , debit card and offline mode through challan form. How To Apply: Full Detailwww.govtjobsportal.com Application form also available at Bank’s website on the recruitment page.and make sure before proceeding the application form you have scanned photo or digital signature . For Complete details are available at Official website or read official advertisement Click here Last Dates :23-02-2013 Registration of online Application. 23-02-2013 Payment of Application fee Online mode 28-02-2013 Payment of Application fee Offline mode 28-04-2013 Written Examination

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In Govt Jobs Portalanybody can search job recruitments in Govt Jobs in Punjab

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University Of Southampton Bn Nursing Degrees The Complete Package.

These new nursing degree courses give students the choice between completing a single-field course in 3 years and a dual-field course in 4 years.

The single-field nursing degree course can be completed in the child, adult or mental health fields of practice. Whereas the dual-field nursing degree course can either be completed in the adult and mental health, or adult and child fields of practice.

These new nursing degree programmes are leading the way in training and were designed to prepare nurses to lead discovery through research-based training and creating change through innovation.

The BN nursing degree curriculum at the University of Southampton was highly rated by the NMC on several points, in particular the Southampton values-based model’ which emphasises the vital importance of intelligent, compassionate and sensitive care.

Southampton nursing degree students are made to focus on their attitudes, beliefs, values and professionalism from the outset, to ensure that patients receive the high quality care they deserve.

Key characteristics of the BN nursing degree programme include: an emphasis on research based learning, the development of graduate attributes, grading of practice, and the joined-up inter-professional approach to shared learning between nurses, midwives and their physiotherapy, occupational therapy and podiatry colleagues.

The University of Southampton also offers an MN masters degree in nursing: this graduate entry programme will enable students to become highly competent, knowledgeable and skilful practitioners, who are able to provide the highest quality care in their chosen field.

Many former University of Southampton students are now in senior positions in the NHS and other healthcare organisations. In 2009, 93% of the University of Southamptons Health Sciences graduates found work or enrolled in further study.

It is possible to learn more about nursing degree courses at the University of Southampton by visiting the Health Sciences web-site at www.southampton.ac.uk/healthsciences/

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Choosing to Study Abroad

Most students know someone who’s gone oversees to study abroad but most have never considered the option for themselves. There are many advantages to spending a semester in another country, but is this right for you or your child? First and foremost, what is study abroad? The basic premise is to travel to another country and continue normal studies while also learning about the country’s culture, history and language. Students who study abroad must normally have a certain amount of school credit hours to qualify for the opportunity; must be willing to be gone for either a semester, summer or year; and must typically pay their own way unless they’re on scholarship. Before deciding to take this journey, both students and parents are interested in hearing the advantages of this option. So what are they?

One major benefit in most people’s minds is the opportunity to experience a different culture for a short period of time. The student will have the chance to become accustomed to new foods, arts, music, history, political systems and holidays. Another plus is if you decide to travel to a country whose national language you’ve studied, you’ll be able to gain first-hand experience putting that language to use. The best way to become fluent in a language is to put it into practice; what better way to do that than to rehearse it in its natural environment? Having this kind of practice with a foreign language can look very good to a perspective college, grad school and even to future jobs.

The ultimate way to ensure you’re choosing the right plan is to be absolutely comfortable with the overall idea. If you don’t like leaving home for a couple of days, odds are high that adjusting to studying abroad would take some time. It’s critical to weigh your options. Obviously it’s natural to fear becoming homesick, but most students who’ve chosen to study abroad find that they’re so busy participating in amazing new opportunities that the time flies by and home is a faraway thought.

If you’ve weighed your options and decided the journey will benefit you, be sure to check out your options as far as programs go. Most high schools and colleges offer their own programs, but if you choose to go another route or if you’re home schooled then you’ll want to do plenty of Internet research. Terra Education is one option for those wishing to participate in a high school study abroad program. Regardless of which choice you go with, remember that you’re experiencing a once-in-a-lifetime opportunity and you should take full advantage of it. Put yourself out there and gain as much as you can from from the experience. Safe travels!

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Why Play is Valuable for a Child in Early Childhood Education

The Oxford dictionary describes play as: to fulfill, to occupy oneself, to have the ability to perform, to undertake or exercise activities for pleasure.

Not any particular child, but every child in any nation, environment or circumstance needs play. It’s absolutely necessary for children to play, to express themselves social, emotionally and physically. Play allows itself to be an individual creation or to be shared with others, it can be pulled in any direction letting it be turned into anything a child would like, preparing a healthy start to a lifetime of learning. Play is so special that its generosity even includes having fun; in fact that is one of the most important things about it. It has so many benefits that head off in every direction developing all the important ingredients for strong head start in a child life.

It is the adults job to explore the conditions which are best for maximizing the potential benefits of play for children to develop these social skills. One of the ways to do this is to provide and encourage games that are fun, exciting and positive for children. Many social skills are learnt through co-operative activities allowing the child to learn how to confidently form stronger friendships and relationships with siblings and parents.

Activities that involve interacting with others teach children not only about themselves but also about other childrens feeling needs and wants. Since they have learnt to value others’ emotions they develop skills to handle confrontations and conflicts in the future.

It’s also important for a child to develop physical strengths along with the social and emotional. Play has a huge impact in this development for children of varying ages, abilities and interests. Physical play strengthens a child’s fine motor skills as well as gross motor skills. Fine motor skills include such things as eye, mouth, wrist, finger and toe movements, whereas motor skills are the exercise of the larger muscle groups like the arms, legs and torso. This motor play provides critical opportunities for childrens overall strengthening of muscles, nerves and brain stimulation.

Play involves social, emotional, and physical learning. Included in all these types of learning comes cognitive development, an important result of play. Play gives children the opportunity to understand the world, interact with others in social ways and to express and control emotions. Play is a child’s opportunity to practice the skills they are building, and to try out new tasks. This gives them the framework and knowledge to solve more complex problems. All these things are needed for a child to get a healthy start in life. But the most important part of play is having fun. Play and fun are inseparable from each other. Without play, fun doesnt exist and without fun play cant exist.

For more information on early childhood education and the effect of good childcare on a child’s development check out my section on kindergarten and kindercare at our website.

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UK Student Visa Applicants Facing Harder Rules

Foreign nationals applying for a UK student visa will have to face stricter entry criteria starting February 10. The new rules are set up to limit the ability of foreign students to work in the UK and make it illegal for their dependants to work at all. They will make entry to the UK much harder for foreign nationals who apply for UK student visa only as a means to come to the UK to work illegally.

Before these measures were introduced, it was really easy to apply for a UK student visa. All a UK student visa applicant needed to show was a letter from an approved college or university that he is enrolled in a course of study and a proof of funds in the form of 5000 GPP that has stayed in their bank account for 30 days. The official letter is very easily obtainable as the college officials have no means to check if the person intends to study or not. The 5000 GBP can easily be borrowed and repaid while working illegally in the UK. For these reasons many people have abused the system through the years. Student visa used to be the easiest way to gain entry to the UK.

The new rules will make sure that, first of all, all foreign nationals who want to apply for a UK student visa have a good standard of English. They will also limit the time a student visa holder studying below first degree or a foundation degree course is able to work legally to 10 per week during the term. Also, student visa holders will not be allowed to bring their dependants to the UK if they are studying a course shorter than 6 months. Moreover, dependants of UK student visa holders studying on a lower than undergraduate level are not allowed to work at all.

These measures will allow genuine foreign students to still benefit from the world known for its high quality educational system in the UK and will stop illegal immigrants to enter the country as bogus students. Once a foreign student has completed his course of study and obtained a degree, he can stay in the UK legally by switching visa categories and apply for highly skilled worker visa or skilled worker visa in case they have an employer who wants to sponsor them. If they have found a partner in the UK, they can also apply for a marriage visa, common law marriage visa or same sex partner visa